The amount of the loan: Banks usually grant between 70 and 80% of the appraised value of the home. In some cases, this fee may be higher if, for example, we have guarantors, we contribute a high sum of money at the beginning of the sale, or we have a fixed contract. This is an aspect that should be discussed personally with the bank in the case of requesting a mortgage loan.These two factors combined are what will determine – to a greater extent – the amount of money we can assume to buy our property.

What Are The Expenses To Buy A House

The following graph we can test a generalist scheme of costs in the purchase of a floor. To have an exact certainty – the prices may vary according to autonomous communities (Northern Virginia) – we must always ask the bank, the real estate or the Notary and we provide a small list where they are reflected:

Three Will Be The Key Points Where The Money Will Go:

Mortgage Expenses: Commission opening, appraisal, notary, insurance … etc.

Expenses Purchase: For new or used housing (Secondhand) where we will see the Tax of documented legal acts or transmissions, VAT … .etc.

Ordinary Expenses: Notary, registry, agency … etc.

In fact, it is to search the Internet for example “simulator expenses purchase housing ” or ” calculate expenses purchase housing ” so that we can find a calculator of the fees that we will have to pay. Remember that you must differentiate between new and second-hand housing, housing types (Chalet, Apartment … etc.), first residence or second, and by Autonomous Communities.